SMFS is a U.S. Treasury certified Community Development Financial Institution (CDFI). Together, we are building a future for our community!
  • "SMFS worked with us for a year to do everything for us to be in this wonderful home!"
  • "By owning my own home, I'm building value for the future. Thanks SMFS!"

  • "SMFS was with us every step of the way!"
  • "With SMFS it wasn't wait for something to happen, it was make something happen!"

  • "It is a great feeling to welcome your family into your own home."


Southern Mutual Financial Services, Inc., (SMFS) is a Louisiana 501(c)3 corporation dedicated to removing barriers to affordable capital for low-wealth families and communities.


Here's everything you need to know to apply for a loan, and some helpful tools to get you started!

Many of the homeowners with loans from SMFS went through a period of credit repair and financial planning to get themselves ready for a home loan.

Credit Counseling

The path you take to become a new homeowner will reflect your success in taking control of your own finances.

SMFS works with you to monitor and repair your credit, and to give you the knowledge and planning tools that will help you realize your dreams!
Home Page


© Copyright 2020, Southern Mutual Financial Services. All rights reserved.