• Southern Mutual Financial Services, or SMFS, provides a unique mortgage product  making home ownership possible for families who have "good” credit and steady income but do not have the down-payment required for a conventional mortgage loan. Maximum Loan amount is $150,000.

  • SMFS does not require costly Private Mortgage Insurance (or PMI), an additional expense that often drives the monthly payment beyond the reach of many hard-working families.

   

 

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